Spacetechnos

Debt consolidation is a useful tool in every budgeter’s tool belt. It can lift heavy debt loads off your shoulders, open doors to financial freedom and shine a light on an otherwise darkened future plan. In this article, we’ll show you five easy steps to renovate your debt load with this …

This coming week on the equity markets in London sees a number of companies in the FTSE 100 announcing their results, including big hitters like the miners – Anglo American, BHP Billiton and Rio Tinto – as well as Severn Trent, SSE and Unilever. So, should investors be on standby …

Wells Fargo WFC -0.07% rolled out a new ad campaign in early May called “Re-established” where the banking giant seeks to do just that—re-establish trust with its customers following a series of scandals that undermined consumer confidence and tarnished the bank’s reputation. In a press release, Tim Sloan, Wells Fargo’s chief executive …

Romain Ruffenach analyzes stocks — and manages a portfolio — for a European equities fund at SMA Gestion: Bati Actions Investissement 1. He started with that firm in 2013 — in the previous 5 years he worked at KPMG in the TMT sector. Romain studied at Audencia Nantes and Max …

The most closely followed of the financial sector’s ETF’s — the XLF SPDR fund — had a significant technical analysis event in early July. On the daily chart of its price movement, the 50-day moving average crossed below the 200-day moving average — a possible distant early warning sign for …

The more experience you have and the more you know on a topic or subject, the easier it is to make a good decision. Finding a financial advisor is not something people do with frequency, so they do not have much experience doing so. Therefore, having the knowledge becomes critical …

How would you like a money manager who pays you for the privilege of running your portfolio? You get that deal at 16 of the 737 funds on the Forbes Best ETFs  list. They’re so efficient that the cost of holding them is a negative number. This marvelous result is made possible …

Good sense about money is one of those things that most of us have to learn the hard way, and that’s also true of many of today’s top entrepreneurs in the money management and fintech space. They’ve had their share of bad investments (Enron, anyone?), waited too long to build credit and didn’t think …

The United States Court of Appeals for the Fifth Circuit voted on March 15, 2018 to overturn the Department of Labor’s (DOL) new fiduciary rule, requiring financial professionals who handle individual retirement and 401(k) accounts to act in the best interests of their clients. The federal court’s 2 -1 decision …

If you lost your house during the subprime mortgage crisis, whether via repossession or simple abandonment, have no fear. There’s at least one other big-ticket item that you can finance into oblivion, namely a car. With credit expanding after years of skeptical lenders holding their dollars tightly, the money market has …

Whether you’re embarking on a trip to expand your drawing skills or are bringing your supplies along on a family vacation, an unfamiliar location can be an ideal place to meditate over some new concepts and ideas sketching on the go. Quick sketches of surroundings teach artists to extrapolate from …

To draw the human face well, we need to know how to recreate every part of the head. The ears might not seem significant, but understanding how to draw an ear accurately will add to the overall realism of your subject. UNDERSTANDING THE ANATOMY OF THE EAR When you really look at an ear, …

You’ve primed your canvas and you’re ready to paint. But what exactly should you paint? Don’t despair if you can’t think of anything because these canvas painting ideas are bound to offer some artistic inspiration. Whether you consider yourself a naturalist, a realist or an abstract painter, canvas is an ideal surface to make your …

While artists have used soft pastels since the 17th century, the medium is a popular choice of many modern artists who like the spontaneity and action of quick painting in full color on paper. There are two types of pastels: oil pastels and soft pastels. Here, we will only cover …

Clouds are one of the easiest images to recognize in art, even at the most primary level. But let’s take them beyond amorphous shapes in the sky. This tutorial will strengthen your ability to make some lovely cloud formations and enhancements to your artwork. When you are in the brainstorming …